The family savings rate fell to 12.1% of disposable income at the end of 2025, the National Statistics Institute (INE) announced this Thursday, 26th.
According to IBGE, families’ Gross Available Income (RDB) increased by 1.3% in the fourth quarter of 2025, compared to the previous quarter, with growth of 1.7% and 1.3% in wages received and in Gross Value Added (GVA), respectively.
“The growth of the RDB, combined with the 1.4% increase in final consumption expenditure (1.6% in the previous quarter), determined a household savings rate of 12.1% (0.1 percentage point less than in the previous quarter),” noted the statistics office.
Family financing capacity was 3.9% of GDP, 0.1 pp less than in the previous quarter and 0.8 pp less than in the same quarter of the previous year. This result was due to the “4% increase in Gross Fixed Capital Formation, consisting essentially of housing, which more than offset the increase in savings”.
Leave a Reply