more and more families have no other way to buy basic goods

Credit, which was previously used to buy a car or do construction work, now keeps the lights on and the refrigerator stocked. Among the new “working poor” – with a fixed job and salary, but no money to make ends meet – it is common for each family to manage five credits at the same time. Deco speaks of a spiral that is difficult to stop and received, in 2025 alone, almost 30 thousand requests for help due to excessive debt.